Fintech Software Development

We harness disruptive technologies to transform the financial industry

Bespoke fintech solutions for the customer-centric era of financial services

We empower financial industry players with custom fintech solutions to succeed on the disruptive landscape. From mobile payments to P2P lending to AI-driven robo-advisors, we help fintech startups and challenger banks deliver never-before-possible services and stay ahead of the curve.

Fuelling fintech disruption

A leading custom fintech solutions development company, we enable forward-thinking companies to upend traditional banking models and revolutionize customer experiences.

Reinvented consumer banking

Let users stay on top of their financial health by easily tracking income and expenses, setting goals, creating budgets while enjoying expert money management tips — all from a single dashboard. Tap into non-traditional data sources to streamline credit underwriting and cater to the needs of underserved markets.

Unprecedented ease of payments

Cashless and cardless payments, e-wallets and QR codes, POS terminals and self-serve kiosks — create convenient, omnichannel payment experiences that seamlessly fit your customers’ lifestyle. Save your clients a fortune in remittance fees with peer-to-peer cross-border money transfer.

Personalized value propositions

Leverage big data-driven analytics to develop personalized investment strategies. Harness the power of IoT-generated data to customize your insurance products. And enjoy the ROI of advanced personalization — from better engagement to higher client retention to improved conversion rates.

Explore our fintech software development expertise

Personal finance management

 

Personal finance management

Arm your customers with powerful yet easy-to-use tools that turn personal finance management into an intuitive and delightful experience. Visualize spending trends and offer personalized forecasts with highlighted areas for improvement.

 

 

  • Account aggregation and management
  • Bill payments and budgeting
  • Money management chatbots

 

  • Real-time alerts and notifications
  • Retirement plan management
  • Comparison engines to deliver personalized financial offers
Payment and billing

 

Payment and billing

Stay ahead of consumer expectations with seamless omnichannel payment options to give users control over their payment experience — no matter where and how they are transacting.

 

 

  • POS systems
  • Digital and mobile wallets
  • Contactless payments solutions

 

  • e-Invoicing solutions
  • International P2P transfers and remittances
  • Third-party payment gateways integration
Wealth and investment management

 

Wealth and investment management

Leverage big data, machine learning and artificial intelligence to empower your customers with next-gen fintech solutions that discover smart investment opportunities, manage risks, and drive measurable profits.

 

 

  • Portfolio risk management solutions
  • Micro-investing solutions with automatic roundups
  • AI-driven robo-advisors for intelligent portfolio allocation and rebalancing

 

  • Virtual trading simulators
  • Algorithmic trading platforms
  • NLP-based analysis to uncover high-impact performance trends
Alternative lending

 

Alternative lending

Speed up credit approvals, use alternative credit scoring, and offer lower interest rates to redefine the lending industry and tap into the lucrative opportunities of previously underbanked and underserved markets.

 

 

  • Peer-to-peer lending marketplaces
  • AI-powered credit underwriting
  • Online lending platforms

 

  • Point-of-sale consumer financing
  • Digital mortgage broker solutions
Insurance

 

Insurance

Embrace today’s digital customer needs with new tech-enabled business models and personalized insurance products — from mobile-delivered insurance to telematics-based premiums.

 

 

  • Peer-to-peer insurance
  • Mobile microinsurance solutions
  • On-demand insurance platforms

 

  • AI-powered risk assessment
  • Computer vision-driven claims processing
  • Mileage- and driving behavior-based insurance

Leave the challenge of developing a top-notch fintech software solution to us

Unmatched customer experience

We know how to build apps that land on users’ home screen. From a meticulously crafted user journey to crisp and clear UIs to intuitive navigation, we enable you to drive adoption and deliver superior customer experiences — on any platform.

Robust data security and privacy

Win users’ trust and loyalty by protecting their sensitive financial data, at all times. In addition to end-to-end data encryption and penetration testing, we offer advanced face and voice biometrics-based authentication, digital identity and access management to give your customers complete peace of mind.

Automated fraud detection

Leverage our battle-proven machine learning expertise to effectively detect and prevent financial fraud. Assess data credibility, discover possible fraud scenarios, identify duplicate and unusual transactions in real time to leave financial scammers no chance.

Regulatory compliance

Navigate the highly regulated financial waters with confidence. Leverage regulatory sandboxes to pilot your innovative fintech solution in a safe environment. Automate KYC verification and AML screening to effectively meet regulatory requirements without stretching your limited human resources.

Powerful integrations

We mastered the art of integration to help you reduce time to market and cut development costs while benefiting from innovative tech stacks. Streamline operational processes with seamlessly integrated third-party payment platforms, billing software, master data management, and more.

AI-powered financial intelligence

Tap into the goldmine of rich customer data to inform your decision-making and strengthen your competitive position. Take full advantage of predictive analytics and AI-fueled business intelligence to dramatically improve customer profiling and deliver highly personalized financial products and services.

Our success stories

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Here’s Why You Need to Function-Test Your EHR System

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Smart mobile payments

A convenient and secure mobile application that streamlines customer experiences by executing the full range of banking operations on the go.

Loan monitoring and servicing

A contract management system that helps banks increase operational efficiency by automating complex credit contract workflows.

Financial decision engine

A financial decision-making service that determines the availability of banking products for specific customers.

Partner with a top-tier fintech software solutions provider

Have a fintech project in mind? Let us help you unleash the disruptive power of technology and win clients with a world-class fintech solution. Contact us now, and a fintech software development expert will get back to you shortly.

Codatsoft GmbH
Endterstraße 15
Nürnberg 90459
Germany

Tel: +49-1766-239-5833